Protecting Yourself From a Flood

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Residents, businesses and farms in the Green River Valley should prepare now for a higher risk of flooding. If heavy and prolonged rain occurs this flood season, many homes and businesses in the valley that don't typically see flood water--including parts of Auburn, Kent, Renton, South Seattle and Tukwila--could be flooded.

Evacuations in some communities are possible. Key transportation routes and transit service could be disrupted, and power outages and sewage back-ups are possible even outside the immediate flood zone.

Are you ready?

• Make an emergency plan and assemble an emergency kit.

• Buy flood insurance now; it takes 30 days for a policy to take effect. Review your current policy; a standard insurance policy will not cover flood damage. Contact Michelle, our SAV-ON flood expert, at 888-867-2866 or email her.

• Purchase an inexpensive AM radio or NOAA weather radio with batteries in case of power outages for urgent news day and night.

• Monitor area news media for information if severe weather is predicted.

Homeowners Policies DO NOT Cover Flooding Your regular homeowners policy does not cover flooding. But a flood insurance policy does. • Flooding is the #1 natural disaster. • 25% of flood claims are filed by people living in low-to-moderate risk areas. • In high-risk areas, 1 in 4 homes will experience a flood over the course of a 30-year mortgage. • Only 2 inches of water in your home can cost $7,800 or more in damage. (Can you guess what 1 foot would be? Find out the cost with this interactive tool from FloodSmart.gov.) • Disaster assistance- if it's available- is usually a loan you must repay with interest. • Flood insurance is mandatory if you live in a high-risk area and have a mortgage from a federally regulated lender. Check with your lender for details.

• Listen for alerts about evacuation routes or find the latest evacuation route information.

• Monitor local road conditions and obey closure signs.

• Take medications and supplies with you, for those with medical needs.

• Be ready to relocate animals and livestock out of harm's way.

• Know where to go for current flood data: King County flood warning system.

Minimize flood damage:

• Store valuables and electronics higher on the ground floor, on the second story or in your attic.

• Keep hazardous chemicals out of floodwaters - businesses and residents.

• Ensure underground storage tanks are sealed and secure.

• Learn how to use sandbags and locate where you can buy or get them ahead of time if needed for flood fighting.

• Move vehicles and equipment to high ground before flood waters rise.

• Keep storm drains free of leaves and other debris.

• Know who to call and how to protect yourself if flooding leads to sewer overflows into homes and businesses.

Have a Flood Emergency Plan

• Make sure everyone knows the emergency phone numbers, and when to call them.

• Learn the safest route from your home or business to high ground.

• Make arrangements for housing in the event you need to evacuate your home.

• Establish meeting places and phone numbers in case family members are separated by rising flood waters.

• Teach all family members how and when to turn off gas, electricity and water lines.

Call us today at 888-867-2866, email Michelle, our flood specialist
for a quote or click the "Quik Quote" button to send us an online form

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